Coming to a new country is difficult enough, but when you can't get that loan you need for a new car, it's even tougher. How do you get to work? Must you always rely on public transportation? You aren't disqualified from a car loan forever, just because you have no credit history in your new country.
1. Start With A Credit Card
Because you're new to America, you likely have little to no credit history and that's not favorable to most legitimate lenders.
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Obtaining a conventional mortgage to purchase a home is notoriously difficult or even impossible for buyers who have experienced credit issues in the past. Fortunately, prospective homebuyers who find themselves in this situation may still be able to become a homeowner by applying for a Federal Housing Administration (FHA) home loan. If you have blemished credit and would like to buy a home, this information may be what you need to succeed.
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If you have a loved one who has found themselves behind bars, they may be entitled to bail. This allows them to be released from jail while they wait for the outcome of their trial. However, what you may not realize is that there are different types of bail bonds. Here are the three most common types of bail bonds and the situations in which each one is used.
Personal Recognizance Bond
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Do you need to borrow some cash? If so, your best option will be a loan to help you get the money you need right away. However, personal loan rates are quite different than other loans. The rate is not set like a mortgage rate is, with there being many factors that can determine how much you will pay to borrow money. Here is what influences interest rates for personal loans.
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When it comes to improving credit or maintaining it, there are all sorts of myths that make their way down the grapevine. Some favorites include, "Don't check your credit score!" "Don't get a mortgage!" and "Open multiple credit accounts to build good credit!" If you've bought into these tips, here are three surefire ways to improve your credit that might surprise you.
Don't apply for unnecessary credit accounts
The common belief that opening multiple credit accounts will build credit is not entirely accurate.
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