When you get hit with an expense that wasn't included in your monthly budget, it can really cause some financial problems. If you need to pay for something but you don't have the money to do so because you don't get paid for another week or two and you've spent nearly everything you've got on bills, finding a quick solution to your financial problem may be imperative. Although you're probably feeling worried, there are at least two different things you can do to get the money you need to cover that expense.

Find and Sell the Stuff You Don't Need

Look through your clothes, accessories, and other belongings to see if there is anything in good condition that you can sell. For example, someone may have bought you a pressure cooker during the holiday season, but you've left in the box because you already have one. You may have high-quality clothes you've only worn once or twice and don't plan to wear again. If you have anything of value that you no longer need, there are a lot of different ways to sell those items. You could hold a garage sale outside of your home, post for sale ads on classifieds, or even download one of the many apps where you can easily sell items to people in your area.

Exchange Valuable Jewelry For a Cash Loan

If you don't have anything you're willing to get rid of for good, there is an alternative solution. If you have some valuable jewelry, you can exchange it for a cash jewelry loan. You're not necessarily selling the jewelry because you'll have time to pay the lender of the cash back to get your jewelry back. If you have gold necklaces, diamond rings, earrings, and other jewelry items, you should bring them into an establishment that offers loans in exchange for jewelry. Find out how much cash they'd be willing to give you for the items you're using as collateral and make sure it's an amount that will help you cover the cost of your emergency expense.

When you need some fast cash, it helps to look around to see what you have of value that you may be able to sell. Even if you don't have anything you'd like to sell, you could always search your jewelry box for different valuable pieces that you can use as collateral to get a cash loan. Different lenders may be willing to offer you decent cash in exchange for jewelry, reducing the stress you're feeling about taking care of this emergency expense.